📊 Investor Mistake Simulator

See exactly how much wealth emotional decisions destroy. Panic selling, overtrading, and missed compounding

🧮 How This Calculator Works

Step 1: Calm Investor Baseline

We calculate what you would earn with perfect discipline:

  • Compound growth: Final Value = Initial × (1 + return)^years
  • Nifty historical average: ~11% annually
  • No emotional decisions, no timing mistakes

Step 2: Emotional Mistake Simulation

We model common investor mistakes:

  • Panic selling: 30-35% loss per event
  • Overtrading: 1.5-2.5% cost per transaction
  • Missed opportunities: 5-8% opportunity cost
  • Based on investor behavior type and frequency

Step 3: Wealth Destruction Calculation

We compare calm vs emotional investor:

  • Difference in final portfolio values
  • Percentage of wealth destroyed
  • Years of compounding lost
  • Annual cost as percentage of portfolio

Step 4: Behavioral Assessment

We classify your investing behavior:

  • Destructive behavior: >50% wealth loss
  • High damage: 30-50% wealth loss
  • Moderate damage: 15-30% wealth loss
  • Disciplined: <15% wealth loss
Your starting investment amount
How long you plan to stay invested
Long-term market average (Nifty: ~11%)
How you typically react to market movements
How often you sell during market corrections/crashes

Your Investment Reality

Calm Investor Value

₹0
No emotional mistakes

Your Current Value

₹0
With your behavior pattern

Wealth Destroyed

₹0
Lost to emotional decisions

Years Lost

0 years
Of compounding lost
Investment Behavior
Analyzing...

Wealth Growth: Calm vs Emotional Investor

Mistake Cost Breakdown
Calculating...
Market Crash Impact
Analyzing crashes...
Compounding Loss Analysis
Calculating compounding impact...
Investment Behavior Recommendations
Generating advice...